Investment Planning

We will prepare a portfolio analysis of your current investment assets to include:

• Portfolio allocation based on asset classes:
  (Cash and Short-Term, Investment-Grade, High-Yield, Large-Cap Domestic,
  Small-/Mid-Cap Domestic, International, and Emerging Markets)
• Yield and hypothetical total return projections
• Tax and marketplace considerations

Develop an Investment Policy Statement based on your:

• Short-term needs and commitments
• Long-term accumulation objectives
• Investment risk tolerance
• Investment philosophy
• Current and projected tax situation

Design an individualized portfolio strategy that:

• Identifies and compares the range of investment alternatives available to you based on your asset allocation model and Investment Policy Statement
• Projects hypothetical rates of return based on historical industry performances
• Projects before-tax and after-tax cash flow based on current market conditions