Paul E. Honeycutt, CFP®, AIF®

Paul is a CERTIFIED FINANCIAL PLANNER practitioner with Honeycutt, Smith & Associates. He specializes in estate, retirement, and business succession planning for business owners and high-net-worth individuals.

Paul holds a BS in business and graduated with honors from the University of Virginia. He has an MS in systems management and graduated with honors from the University of Southern California. He is a past president of the San Diego Chapter of the Financial Planning Association. He has been featured in a PBS special entitled, "The Financial Advisors." Paul is a former U.S. Navy Top Gun pilot.

Ronald F. Smith, CLU®, ChFC®

Ron is a Chartered Financial Consultant®(ChFC) with Honeycutt, Smith & Associates. Ron has 51 years' experience in the financial services industry and has served in both field and home office management capacity. He holds the Chartered Life Underwriter (CLU) and Chartered Financial Consultant designations and specializes in business succession, estate, retirement, and charitable giving plan design.

Ron is a published author and a national authority on the use of visuals for effective communication. A five-year member of the board of directors of the San Diego Association of Life Underwriters, his professional memberships also include the Society of Financial Service Professionals. He is also an emeritus member of the Estate Planning Council.